eKYC Pricing in India – Affordable Aadhaar & PAN eKYC

eKYC (Electronic Know Your Customer) is India’s digital method of verifying identity using Aadhaar, PAN, DigiLocker or biometrics. It helps businesses confirm a user’s identity instantly and securely. Platforms like eKYCNow simplify this process for onboarding, fraud prevention and compliance.

Aadhaar eKYC verifies identity using either Aadhaar XML, Offline Aadhaar, or biometrics. Users share a secure, ZIP-protected Aadhaar XML file or authenticate via DigiLocker. Solutions such as eKYCNow automate extraction, face match, and validation for businesses.

Yes. RBI-approved KYC is mandatory for opening bank accounts, wallets, payment apps, and financial products in India. Most organisations use digital eKYC because it is faster and more accurate. Platforms like eKYCNow help meet these mandatory requirements.

eKYC is a broad digital verification method, while Aadhaar Offline XML is a specific UIDAI-approved way to verify Aadhaar without OTP or biometrics. It is privacy-safe and widely used. eKYCNow supports XML-based flows for fast onboarding.

Aadhaar OTP eKYC is restricted and permitted only for regulated entities under UIDAI rules. Most businesses now use Aadhaar Offline XML or DigiLocker. eKYCNow supports compliant alternatives that work across industries.

eKYC is much faster, more secure and reduces fraud compared to manual KYC. It eliminates paperwork, improves accuracy and speeds up onboarding from days to seconds. Platforms like eKYCNow streamline this with automation and high match accuracy.

Commonly accepted documents include Aadhaar (Offline XML), PAN, passports, voter ID, driving licence and DigiLocker files. Businesses often use platforms like eKYCNow to automatically extract, validate and match these documents.

Most eKYC checks complete within 1–5 seconds, depending on the method used. Automated platforms like eKYCNow deliver sub-second verification for Aadhaar XML, PAN OCR and face match, enabling instant onboarding.

Yes. DigiLocker is an RBI- and UIDAI-recognised KYC method. It provides government-issued documents directly from official sources, making verification highly reliable. eKYCNow integrates DigiLocker for smooth user journeys.

CKYC is a centralised KYC record maintained by CERSAI that can be reused across financial institutions. Regular eKYC verifies a user once, while CKYC enables long-term portability. Platforms like eKYCNow combine both for the best onboarding experience.

Yes. eKYC follows strict UIDAI and RBI guidelines and relies on encrypted Aadhaar XML, DigiLocker and secure authentication. Using trusted platforms like eKYCNow ensures strong data protection and audit controls.

Fintechs integrate eKYC via APIs or SDKs that handle document capture, OCR, face match and Aadhaar XML parsing. Solutions such as eKYCNow provide developer-friendly APIs and plug-and-play workflows to go live quickly.

eKYC pricing varies by vendor, verification type and volume. Costs generally range from a few rupees to premium rates for biometric or AML checks. eKYCNow offers transparent, usage-based pricing suitable for startups and enterprises.

Yes. PAN OCR, passport verification, DigiLocker, face match and document OCR can complete KYC without Aadhaar. eKYCNow supports both Aadhaar and non-Aadhaar workflows to suit different industries.

RBI mandates that KYC must verify identity, address and risk, using permitted digital methods like Aadhaar XML, CKYC or DigiLocker. Regulated entities must ensure secure storage and audit trails. eKYCNow is built to stay aligned with RBI and UIDAI norms.